01 · Rapid product builder
Launch in weeks, not years.
Design and configure complex products on a low-code architecture — rate, quote, bind, issue, billing, and every lifecycle event. No engineering backlog, no year-long build project.
- Visual product & coverage configuration
- A rating engine for any line of business
- Every product exposed over the Stere APIs on day one
02 · Native, comprehensive API suite
Future-proof from day one.
Universally compatible endpoints cover the entire insurance lifecycle — no custom development, no separate build project. Give your distribution partners instant access to your APIs and turn your tech stack into a revenue engine.
- REST and GraphQL, fully documented
- Webhooks for every lifecycle event
- Versioned, idempotent and agent-ready
03 · Agentic underwriting
Automate the noise. Free your experts to underwrite.
Apply underwriting and rating rules and enrich data before an underwriter ever sees a submission — no more manual Excel raters. Deploy agentic AI for instant submission intake and risk triage.
04 · Legacy co-existence
Innovate on the edge.
Deploy modern microservices while feeding data back to your system of record in real time — via data API or any format you prefer. No rip-and-replace, no disruption to what already works.
- Wrap your existing core without touching it
- Bidirectional, real-time data flow
- Any format your system of record needs
05 · Scalable multi-channel growth
Build once, distribute anywhere.
Stop building single-use integrations. Deploy a single product across brokers, wholesalers, digital platforms, and embedded channels through one unified platform.
- One product, every channel — instantly
- Headless APIs for embedded insurance
- Machine-readable, ready for AI interfaces
The architecture
One data layer, end to end.
Distribution flows in, Stere orchestrates rating, underwriting and binding, and every event is written back to your system of record in real time.